RT Lending
Last Updated: November 10, 2026
Welcome to RT Lending. These Terms & Conditions ("Terms") govern your access to and use of our website, online forms, communications, and related website services.
By accessing or using our website, you agree to these Terms. If you do not agree, please discontinue use of the website.
RT Lending provides information about mortgage lending, financing options, loan programs, and related services.
Information provided through this website is intended for general informational purposes and does not constitute a commitment to lend, loan approval, or a binding offer of financing.
All lending products and services are subject to applicable laws, eligibility requirements, underwriting guidelines, credit approval, and availability.
You agree to use this website only for lawful purposes.
You may not:
RT Lending reserves the right to restrict access when necessary to protect its systems, customers, or legal interests.
Mortgage rates, loan programs, financing examples, payment estimates, and other financial information displayed on this website are provided for informational purposes.
Rates, terms, eligibility, fees, and product availability may change without notice, subject to applicable law.
Any financing decision is subject to the lender's underwriting and approval process.
Website content should not be considered personalized financial, legal, accounting, or tax advice. Customers should consult qualified professionals when appropriate.
When submitting information through our website, you agree to provide accurate and current information.
RT Lending may use the information you submit to respond to inquiries, schedule appointments, evaluate financing requests, and provide services you request.
Submitting a contact form or providing a telephone number does not, by itself, constitute consent to receive promotional SMS messages.
Any required consent for marketing text messages must be obtained through an appropriate affirmative opt-in process.
RT Lending offers an SMS messaging program for individuals who affirmatively opt in to receive text communications from RT Lending.
Depending on the messaging program and consent provided, messages may include:
By affirmatively opting in through an RT Lending website form, chat widget, or other approved consent method, you authorize RT Lending to send text messages to the mobile telephone number you provided, consistent with the messaging program for which you enrolled.
Messages may be sent using automated technology where disclosed and authorized.
Consent to receive marketing text messages is not a condition of purchasing goods or services or obtaining financing.
Consent to receive SMS communications from RT Lending does not automatically authorize other businesses or affiliated companies to send their own marketing messages.
Message frequency varies depending on your inquiries, appointments, loan activity, and the specific messaging program.
Message and data rates may apply. Your wireless carrier may charge fees according to your mobile service plan.
You may cancel SMS communications at any time by replying STOP to a message from the applicable RT Lending messaging program.
After sending STOP, you may receive a confirmation message acknowledging your opt-out request.
For assistance, reply HELP to a text message or contact RT Lending using the contact information provided on our website.
Mobile carriers are not liable for delayed or undelivered messages.
Message delivery may be affected by carrier availability, network conditions, device compatibility, and other factors outside RT Lending's control.
Your privacy is important to us.
No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Information sharing with subcontractors in support services, such as customer service, is permitted.
Text messaging originator opt-in data and consent will not be shared with any third parties for their marketing purposes.
For additional information about our data collection, use, and protection practices, please review our Privacy Policy:
https://www.realteamlending.com/privacy-policy
You must be at least 18 years old, or otherwise legally authorized under applicable law, to enroll in an RT Lending SMS messaging program.
Your use of our website and submission of personal information are also governed by our Privacy Policy.
RT Lending may collect personal, financial, credit-related, and transaction information as necessary to provide lending services and comply with applicable requirements.
We use safeguards intended to protect sensitive information; however, no electronic system can be guaranteed completely secure.
Please avoid submitting Social Security numbers, banking credentials, or other highly sensitive financial information through ordinary SMS messages or unsecured communication channels.
Our website may include links to third-party websites, financial service providers, technology platforms, or other external resources.
These services may operate under their own terms and privacy policies.
RT Lending is not responsible for the content or practices of independently operated third-party websites, except as otherwise required by applicable law.
Unless otherwise stated, website content, branding, graphics, text, and other materials are owned by RT Lending or used with appropriate authorization.
Unauthorized reproduction, modification, distribution, or commercial use of website materials is prohibited, except as permitted by law.
RT Lending makes reasonable efforts to provide accurate and current website information.
However, to the extent permitted by applicable law, website content is provided for general informational purposes without warranties regarding completeness, accuracy, availability, or suitability for a particular purpose.
Nothing in these Terms limits any warranty, disclosure obligation, or consumer protection that cannot lawfully be excluded.
To the extent permitted by applicable law, RT Lending is not responsible for losses arising solely from reliance on general website information, temporary service interruptions, or circumstances outside its reasonable control.
This provision does not exclude or limit liability that cannot legally be excluded, including liability arising from applicable consumer protection, lending, or privacy laws.
RT Lending may revise these Terms to reflect changes in website functionality, communications practices, business operations, or applicable legal requirements.
Updated Terms will be published on this website with a revised effective date.
Where required by law, additional notice or consent will be obtained.
These Terms are governed by applicable federal law and the laws of the state in which RT Lending is legally established, subject to mandatory consumer protection requirements and other applicable laws.
Nothing in these Terms limits rights or remedies available to consumers under applicable federal or state law.
For questions about these Terms, website services, or SMS communications, please contact:
RT Lending
Email: contact@realteamlending.com
Website: https://www.realteamlending.com/
Business Address: 6243 S Redwood Road, Suite 120. Taylorsville, UT 84118
Please review the following documents for additional information:
Privacy Policy: https://www.realteamlending.com/privacy-policy
Legal Disclaimer: https://www.realteamlending.com/legal
Additional financial privacy notices and disclosures may apply to specific lending products and services.
